SIP Calculator

Estimate the future value of your Systematic Investment Plan (SIP) based on regular monthly investments.

SIP Investment Results

Future Value
₹0
Total Amount Invested
₹0
Wealth Gained
₹0

About SIP Calculator

A Systematic Investment Plan (SIP) is a disciplined approach to investing, where you invest a fixed amount at regular intervals. This calculator helps you estimate the future value of your SIP investments based on your monthly contribution, investment period, and expected annual return rate.

How to Use This Calculator

  1. Enter your Monthly Investment amount (minimum ₹500).
  2. Specify the Investment Period in years (1-50 years).
  3. Set your Expected Annual Return rate (1-30%).
  4. Click the "Calculate" button to see your results.

How SIP Returns Are Calculated

This calculator uses the following formula to calculate the future value of your SIP investments:

FV = P × ((1 + r)n - 1) × (1 + r) / r

Where:

  • FV = Future Value
  • P = Monthly Investment Amount
  • r = Monthly Rate of Return (Annual Rate / 12 / 100)
  • n = Total Number of Months (Years × 12)

Important Notes

  • This calculator provides an estimate and actual returns may vary based on market conditions.
  • The calculations assume that the rate of return remains constant throughout the investment period.
  • The calculator does not take into account taxes, inflation, or any additional fees that might be applicable.